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India Post is not just about letters and parcels. With 1.65 lakh post offices spread over cities, towns, and the most remote corners of India, it connects every Indian in more ways than one. Many people are unaware that this vast network also offers access to trustworthy financial products, including
For decades, fixed deposits (FDs) have been the comfort zone of Indian savers. They’re where families park savings for weddings, education, or retirement. But, occasionally, some incidents serve as a reminder that even banks can stumble. Do you recall the crisis at the Punjab & Maharashtra Cooperative Bank, where careless
Imagine you’re planning to invest ₹3 lakh in a fixed deposit (FD) for three years. The bank tells you the FD interest rate is 7%. Now, you might wonder, how much will you actually get back at the end of three years? ₹3.5 lakh, ₹3.7 lakh, or something else? Instead
In 2025, the Reserve Bank of India (RBI) has reduced the policy repo rate by 50 basis points to 5.50%. This reduction aims to stimulate economic growth by making borrowing cheaper and encouraging spending. Consequently, banks have adjusted their fixed deposit (FD) interest rates, often lowering them to align with
You’ve probably heard people talk about fixed deposits like they’re the safest place to park your money. They aren’t wrong. They’ve been around for decades, and for good reason. They’re simple, predictable, and easy to understand. You set aside a lump sum for a fixed time, and the bank promises
Gold has always been seen as a safe-haven asset, and recent market movements prove that its relevance is far from fading. In 2026, gold prices are being influenced by a mix of global economic uncertainty, monetary policies, and shifting investor sentiment. Understanding these trends can help investors make informed decisions.